Connected Accounts & Data Consent

Effective July 14, 2026

This Connected Accounts & Data Consent (the "Consent Terms") is published by 9569-7173 Québec inc., doing business as OptimizeMyLife ("OptimizeMyLife", "we", "us", "our"), registered at 780 chemin du lac Brompton, Orford, Québec, J1X 6L7, Canada. Questions, requests, and privacy matters: support@optimizemylife.ai.

These Consent Terms sit alongside, and form part of, our Terms of Service and Privacy Policy. Where a general statement in those documents and a specific statement here both apply to a connected account, the statement that is more specific and more protective of your data governs. Capitalized terms not defined here have the meaning given in the Terms of Service.

OptimizeMyLife is an early preview. This document describes each connector honestly, including connectors that may not yet be switched on for your account. If a connector is not offered to you in the app, it is not active for you — this document covers it for when it becomes available.

1. What this document covers

OptimizeMyLife gives you Félix, an AI companion you reach through web chat, a mobile app, a desktop app, and a Telegram bot and Mini App. Félix becomes far more useful when you let him read things from services you already use. This document governs exactly that: connecting a third-party account or data source to Félix, what he is allowed to read from it, why, and how you take it back.

The connectors covered here are:

Gmail (Google)
Google Calendar (Google)
Notion
GitHub
Slack
Optional long-tail connectors through Composio
Bank and financial-account data via Plaid
Google Maps (travel and commute time)
Weather via Open-Meteo (no account, no key, no personal data — included for completeness)

Connecting any of these is entirely optional. Félix works without a single connector. Nothing in this document is triggered until you choose to connect a service. Availability of a given connector may vary by platform (web, mobile, desktop, Telegram) and by plan, and connectors may be added, changed, or withdrawn as this early preview evolves.

2. The short version (this does not replace the rest)

We want the core promises to be impossible to miss. Each is spelled out in full further down.

You choose. Nothing connects on its own. Every connection requires a separate, explicit action by you.
Read-only. Félix reads what you connect. He does not send, post, pay, move money, delete, or change anything in a connected account on his own.
Minimal scope. We ask for the narrowest access that makes the feature work — not "everything your account can do."
Never sold. Never used to train or fine-tune AI models. Never handed to advertisers. Not read by our staff except in the narrow, logged circumstances in Section 9.
Disconnect anytime. You can revoke any connection whenever you want, from your account and, where offered, from the provider's own settings.
We delete on disconnect. When you disconnect a service, we delete the access token and the connector data we stored, subject to the short, lawful retention in Section 12.
Actions that cost you money or time need a fresh "yes" from you — every time.

The rest of this document is the honest, complete, legally binding version.

3. How consent works

3.1 Explicit and informed. Before a connector is enabled, we show you, in plain language, (a) which service you are connecting, (b) what Félix will be able to read (the specific categories of data), (c) why — the feature it powers, (d) that the access is read-only, and (e) that you can disconnect at any time. You connect by completing that service's own secure authorization flow (for example, Google's or Slack's consent screen, or Plaid's bank sign-in). You are consenting to that specific access, for that specific purpose. The provider gives us a limited access credential (a "token"), not your login.

3.2 Separate per service. Consent is granular and per-connector. Connecting Gmail does not connect your bank. Connecting Notion does not connect GitHub. Each service is its own decision, its own screen, its own "yes." Consent granted here does not carry over to any new type of access: if a future feature needs broader or different permissions, we will ask you again.

3.3 Manifest, free, and enlightened consent. As required under Québec's Law 25, your consent is requested for specific purposes, in clear and simple terms, separately from any other information, and is valid only for as long as necessary to achieve those purposes. Consent to a connector is never bundled into acceptance of unrelated terms.

3.4 Sensitive information. Some connected data — in particular your bank and financial-account data, and potentially the contents of your email — may qualify as sensitive personal information under Law 25, the GDPR, and California law. We collect and use it only with your express consent, only to power the money-related or account-related help you asked Félix for, and with the heightened care described in Sections 8, 11, and 14.

3.5 You must have the right to connect it. You confirm that the account you connect is yours, or that you are authorized to connect it, and that connecting it does not break any agreement you have with that service or with your employer or organization (this matters for workplace tools like Slack, GitHub, and shared Notion or Google Workspace accounts). You are responsible for having that authority.

3.6 Revocable. Consent is not permanent. You can withdraw it at any time (Section 11), from within OptimizeMyLife and, where the provider offers it, from the provider's own security settings. Withdrawing consent does not make lawful anything unlawful that happened before, but it stops future access going forward.

3.7 Consent through your FOX key. Your identity and access in OptimizeMyLife are tied to your FOX key rather than a classic password. Anyone holding your FOX key can reach your account, your conversations, and the connectors you have enabled. Treat the key like a password: keep it private, and tell us immediately at support@optimizemylife.ai if you believe it has been exposed. Consent you give while holding the key is treated as your consent.

4. What each connector reads, and why

For every connector below: access is read-only, limited to the minimum scope the feature needs, and used only to help Félix assist you. Where a provider only offers a broader permission than we need, we use only the read portion and do not exercise write capabilities. Félix reads your connected data when your request needs it — to answer you, summarize, remind, find, plan, or explain — not continuously for its own sake. Only the connectors you personally turn on are active.

4.1 Gmail (Google) — read-only

What Félix reads: message content, subject lines, senders/recipients, dates, and labels for the messages needed to answer what you ask (for example, "what did the landlord email me about the lease?" or "summarize this thread").
Why: so Félix can find, summarize, surface what needs a reply, and reason over your email when you ask him to.
What he never does: send, reply, forward, delete, archive, or change your mail. He does not read your mailbox in the background for advertising or profiling.
Google user data is handled under the Limited Use rules in Section 10.

4.2 Google Calendar (Google) — read-only

What Félix reads: event titles, times, locations, attendees, and descriptions on the calendars you connect.
Why: to understand your schedule — free/busy time, upcoming commitments, travel windows — so his help fits your real day.
What he never does: create, move, cancel, edit, or invite people to events on his own.
Google user data is handled under the Limited Use rules in Section 10.

4.3 Notion — read-only

What Félix reads: the content of the pages and databases you grant access to during the Notion connection flow (text, properties, structure).
Why: so Félix can find, summarize, and reference your notes, projects, and knowledge when you ask.
What he never does: create, edit, move, or delete Notion content on his own.

4.4 GitHub — read-only

What Félix reads: repository content and metadata, issues, pull requests, and commits within the scope you authorize.
Why: so Félix can help you understand a codebase, summarize issues and PRs, and reason about your projects and activity.
What he never does: push code, open or close issues or pull requests, change settings, or alter repositories on his own.

4.5 Slack — read-only

What Félix reads: messages, channels, and related metadata within the workspace scope you authorize.
Why: so Félix can catch you up, summarize threads, and answer questions about conversations you point him to.
What he never does: post messages, react, or change your workspace on his own.
If the workspace belongs to an employer or organization, connecting it may be governed by that organization's policies, and the workspace data may belong to your organization — make sure you are allowed to connect it.

4.6 Bank and financial data via Plaid — read-only

How it works: if you connect a bank, Plaid handles your bank sign-in. OptimizeMyLife never receives or stores your banking username, password, or security answers.
What Félix reads: balances and transaction history (amounts, dates, merchant/description, categories) for the accounts you connect.
Why: so Félix can help you see, understand, and plan around your money when you ask.
What he never does: initiate payments, transfers, trades, or any movement of funds. Access is strictly read-only.
Token handling: the connection token is encrypted on our server under your FOX key, expires after 180 days unless you keep using the connection, and is deleted when you disconnect.
Early-preview note: during the early preview, bank connections may run in a testing (sandbox) environment before production is enabled. We make clear in the app when a connection is live versus test, and we treat any real financial data you connect with the protections described here.
See the full Plaid terms in Section 11.

4.7 Google Maps — travel/commute time

What Félix reads: travel-time and route-duration estimates between locations relevant to what you ask (for example, "how long to get to the airport at 8am?").
Why: to make schedule and planning help realistic.
What is shared out: the minimum location context needed to compute a time. We do not build a hidden log of your movements, we do not put your personal data into web addresses, and we do not share your location with anyone the feature does not require.

4.8 Weather via Open-Meteo

What it uses: public weather data for a location, retrieved from Open-Meteo without an account or API key.
Why: so Félix can factor weather into plans, reminders, and suggestions.
What is shared out: to fetch a forecast, Félix may send a general location (such as a city or approximate coordinates) to Open-Meteo. We keep this to what the feature needs. This uses general location context only; it does not connect an account of yours.

4.9 Optional long-tail connectors through Composio — read-only

What this is for: Composio may be used after launch as a gateway for optional long-tail connectors that are not part of the sensitive core connector path.
What Félix reads: only the data exposed by the specific long-tail service you explicitly authorize, using read-only scopes where the provider offers them. If a provider offers a broader permission than we need, OptimizeMyLife uses only the read portion and does not exercise write capabilities.
What stays in-house: Composio is not used for Gmail, not used for Google Calendar, and not used for bank data. Those sensitive core connectors remain operated directly by OptimizeMyLife through the dedicated Google and Plaid paths described above.
What he never does: send, post, purchase, book, pay, move money, transfer funds, delete content, or change the connected service through Composio without a separate explicit confirmation at the moment of action. The launch scope for Composio connectors is read-only.
Processor and use limits: Composio is a service provider / processor for this optional long-tail path. We rely on Composio's published privacy terms stating they do not sell Google user data and do not use Google user data to develop, train, or improve AI/ML models. OptimizeMyLife also requires any Composio use to follow our own "never sold, never used to train models, no ads" commitments in Section 8.
Gate before real clients: no real-client Composio connector is enabled until the Privacy/Consent sub-processor review is complete and this notice is live.

5. Read-only means read-only — and how actions get authorized

5.1 The rule. Connectors give Félix the ability to read. He does not act inside your connected accounts on his own.

5.2 Actions that commit your money or your time. If OptimizeMyLife offers a feature where Félix can do something with real consequences — spend money, make a purchase, book or change time, send something on your behalf — that action requires a separate, explicit "yes" from you at the moment it happens. A connection is never a standing authorization to act. Each consequential action stands on its own confirmation. Some of these capabilities ("powers") are still being built or are not available to everyone; we only offer what actually works today, and assistant/installer powers are not available to minors (Section 13).

5.3 You remain responsible for your decisions. Félix can be wrong (Section 6). Anything you choose to do based on what Félix reads or suggests is your decision and your responsibility.

6. Félix can be wrong — this is not professional advice

Félix's replies are generated by third-party AI engines (for example, via OpenRouter, which routes requests to various large language models). These engines can misread, miss, or misstate information — including information pulled from a connected account. Félix is not a doctor, lawyer, accountant, tax professional, financial advisor, or therapist, and nothing he says — including anything derived from your Gmail, Calendar, bank, or other connected data — is professional medical, legal, financial, tax, or therapeutic advice. For decisions that matter, verify with the source and consult a qualified professional. OptimizeMyLife is an early preview: features may change, be added, or be removed, and connectors may be imperfect or temporarily unavailable.

7. Automated processing — no significant automated decisions

Félix summarizes and reasons over what you connect, but OptimizeMyLife does not use your connected data to make decisions about you based exclusively on automated processing that produce legal effects or similarly significantly affect you (for example, credit, employment, or eligibility decisions). If that ever changes, we will tell you in advance, explain the personal information used and the principal factors involved, and give you the right — as required under Québec's Law 25 and the GDPR — to be informed, to submit observations, and to request review by a person.

8. How your connected data is used — and what we never do

We use your connected-account data only to run the features you asked for. Félix reads it to answer you, summarize, remind, find things, and help you plan.

To generate his replies, the relevant content is sent to third-party AI engines and their reply comes back, encrypted in transit, under terms that request no-training / no-logging handling. This is intrinsic to how Félix thinks.

To be unambiguous, and to the fullest extent this is within our control, we never:

Sell, rent, or trade your connected data.
Use your connected data — or your conversations — to train, fine-tune, or improve any AI/ML model (ours or a provider's). On the AI calls that process your data, we request no-training / no-logging handling.
Hand your connected data to advertisers, or use it for advertising, ad targeting, or cross-context behavioural advertising.
Let OptimizeMyLife staff read your connected data or conversations, except in the narrow, necessary, and logged cases in Section 9.
Run hidden background surveillance of your accounts beyond what a feature you asked for requires.

What we cannot honestly claim — and will not — is that no system anywhere processes your data. By necessity, our servers and the third-party AI engines process what you ask Félix to work with, and we say so plainly. What we promise is the list above: no sale, no ads, no model training, and no casual human reading.

9. When data is processed, and by whom

9.1 AI engines. To answer you, the relevant content is sent to third-party AI engines and their reply comes back, encrypted in transit, under terms that forbid training on your data.

9.2 Service providers. We share connected data only with the providers needed to run the feature — the AI engines above, the connector/API providers (Google, Notion, GitHub, Slack, Plaid, Google Maps, Open-Meteo), and the infrastructure providers that host the service and store data — each under contract and only for that purpose.

9.3 Limited human access. OptimizeMyLife personnel may access stored data only where strictly necessary to (a) provide support you have asked for, (b) investigate a security incident or suspected abuse, (c) fix a technical fault, or (d) comply with a legal obligation. Such access is limited to what is necessary and is logged.

9.4 Legal requests. We may disclose data where required by valid legal process, and will limit any such disclosure to what is legally required.

9.5 Cross-border processing. OptimizeMyLife is based in Québec, Canada, and our providers may process data in Canada, the United States, the European Union, and other jurisdictions. Before transferring personal information outside Québec, we assess the transfer as required under Law 25, and we rely on appropriate safeguards (such as contractual protections). By connecting a service, you understand your connected data may be processed outside your province or country, under safeguards appropriate to those transfers.

9.6 De-identified and aggregated data. Where we use information for internal operations such as measuring reliability, we use it in a form that has been aggregated or de-identified so it no longer identifies you, and we do not attempt to re-identify it.

10. Google user data — Limited Use compliance

OptimizeMyLife's use and transfer to any other app of information received from Google APIs (including Gmail and Google Calendar) will adhere to the Google API Services User Data Policy, including its Limited Use requirements. Specifically, for data obtained through Google APIs:

Use. We use Google user data only to provide and improve the user-facing features you connected it for (such as inbox summaries, search, and schedule awareness).
No transfer. We do not transfer Google user data except as necessary to provide or improve those features, to comply with applicable law, or as part of a merger, acquisition, or sale of assets with your explicit prior consent.
No advertising. We do not use Google user data for serving advertising, including personalized, retargeted, or interest-based ads.
No human reading. We do not allow humans to read Google user data unless: (a) you gave specific consent to read specific messages; (b) it is necessary for security purposes (such as investigating abuse); (c) it is necessary to comply with applicable law; or (d) it is aggregated and de-identified and used for internal operations.
No AI model training. We do not use Google user data to develop, improve, or train generalized or non-personalized AI and/or machine-learning models.

You can review and revoke OptimizeMyLife's access to your Google account at any time from your Google Account → Security → Third-party access settings, in addition to disconnecting inside OptimizeMyLife.

11. Plaid — financial-data terms

When you link a financial account, the connection is provided by Plaid Inc. ("Plaid"):

Plaid handles the bank sign-in. OptimizeMyLife never receives or stores your bank username, password, or security answers.
Plaid collects and processes your information in accordance with the Plaid End User Privacy Policy (plaid.com/legal). By linking an account, you authorize Plaid to access account information at your financial institution, and you agree to Plaid's handling of your data as described there.
Read-only. Through Plaid, Félix receives read access to balances and transactions only — never the ability to make payments, transfers, or trades.
Token security. The access token Plaid issues is encrypted on our servers under your FOX key, expires after 180 days of non-use, and is deleted when you disconnect the account.
Purpose limitation. We use your financial data only to power the money-related help you asked Félix for — never to sell, never to advertise, never to train models.
You can disconnect a linked financial account at any time (Section 12 below on disconnection). You may also be able to manage or revoke connections through Plaid's own portal at my.plaid.com.

12. Disconnecting, withdrawing consent, retention, and deletion

12.1 Disconnect anytime. You can disconnect any connector at any time from your account settings, one at a time and without affecting your other connections or your account, or by writing to support@optimizemylife.ai. You can also revoke access from the third-party service's own security settings (for example, your Google Account's third-party access page, or your Slack, GitHub, Notion, or Plaid settings).

12.2 What happens when you disconnect. When you disconnect a service, we immediately stop reading from it going forward, we delete the access token, and we delete the connector data we cached to power your features (for example, a stored summary or the transactions Félix pulled), within a short cleanup window. For bank connections, the Plaid token is deleted as described in Section 11.

12.3 Short, lawful retention only. After disconnection, limited residual copies may persist briefly in routine backups until they rotate out on their normal cycle, and we may retain the minimum records we are legally required to keep, or that are necessary to establish, exercise, or defend a legal claim (for example, for tax, accounting, fraud-prevention, or dispute purposes). Retained information stays subject to the "never" list in Section 8, is not used to keep assisting you, and is not re-activated.

12.4 Data already reflected in conversation. If, before disconnecting, Félix used connected data to answer you, that answer may remain in your conversation history (which lives on our servers under your FOX key). You can erase your conversation, memory, and reminders at any time from your account.

12.5 Erase everything. Independent of any single connector, you can erase your server-side Félix data (conversation, memory, reminders) at any time, and close your account by writing to us. If you close your account, we delete or de-identify your connected-account data on the same basis described above. Disconnecting a service is not the same as closing your account or erasing your conversations — you can do those separately.

13. Minors

OptimizeMyLife is not for children's independent use. We do not create accounts for children and do not knowingly collect children's personal data. Content for kids and teens is parent-mediated by design, and the assistant/installer powers are not available to minors. The AI agent is for adults 18 and over. Because connectors expose real personal accounts (email, calendar, bank), you must be an adult to connect any service, and you must not connect a minor's account. If you set up any part of the service for a minor, you do so as the responsible adult, only with accounts and data you are entitled to connect, and you are responsible for it.

14. Your privacy rights

Depending on where you live, you have rights over your personal information. We honour the following, and where local law gives you stronger rights, those rights apply.

14.1 Québec — Law 25 (Act respecting the protection of personal information in the private sector). You may:

access the personal information we hold about you and information about how it is used;
rectify information that is inaccurate, incomplete, or ambiguous;
request portability of the computerized personal information you provided, in a structured, commonly used technological format, where applicable;
request de-indexation / cease-dissemination (that we stop disseminating certain information or de-index it) where the conditions of the law are met;
withdraw consent to a connector or to processing, going forward;
be informed of, and object to, any decision based exclusively on automated processing (Section 7).

We have a designated Privacy Officer / Responsable de la protection des renseignements personnels — Maxime Jodoin (name to be confirmed) — the person in charge of the protection of personal information, who oversees compliance with this document and with Law 25. You can reach the Privacy Officer at support@optimizemylife.ai. If a confidentiality incident occurs, we will take reasonable measures to reduce the risk of injury and prevent recurrence, keep a register of confidentiality incidents, and — where the incident presents a risk of serious injury — notify the Commission d'accès à l'information du Québec and the affected individuals with reasonable diligence, as required by law.

14.2 Canada — PIPEDA. Outside Québec in Canada, we handle personal information consistently with the Personal Information Protection and Electronic Documents Act, including meaningful consent, limiting use to identified purposes, safeguarding your data, and your rights of access and correction.

14.3 European Economic Area / United Kingdom — GDPR. If the GDPR (or UK GDPR) applies to you, you have rights of access, rectification, erasure, restriction, portability, and objection, and the right to withdraw consent and to lodge a complaint with a supervisory authority. Our lawful bases are your consent (for connectors and any sensitive data) and, for operating and securing the service, our legitimate interests and contractual necessity. We do not use connected data for automated decisions producing legal or similarly significant effects. Some data is transferred internationally with appropriate safeguards (Section 9.5).

14.4 California — CCPA/CPRA. If you are a California resident, you have the right to know, access, correct, and delete personal information, to limit the use of sensitive personal information, and not to be discriminated against for exercising your rights. We do not "sell" or "share" your personal information as those terms are defined under California law, we do not use sensitive personal information beyond providing the service you asked for, and we do not use your connected data for cross-context behavioural advertising.

14.5 How to exercise your rights. Write to support@optimizemylife.ai (or support@optimizemylife.ai). We will verify your request (through control of your FOX key and reasonable identity checks) before acting, to protect your account, and respond within the timeframes required by the applicable law. Exercising your rights will never, on its own, result in worse service or a penalty.

15. Security, and the honest limits of it

We encrypt data in transit (HTTPS/TLS), encrypt connector tokens at rest under your FOX key, limit access to what is needed to operate the service, and keep the data footprint small (for example, we do not store full payment-card numbers, we use read-only scopes, and we delete tokens on disconnect). No system is perfectly secure, and we do not claim otherwise. Because your FOX key is the key to your account and your connections, keeping it private is an essential part of your own security. Tell us at once at support@optimizemylife.ai if it is exposed.

16. Service provided "as is"; warranties disclaimed

To the fullest extent permitted by law, connectors and any data Félix reads through them are provided "as is" and "as available", without warranties of any kind, whether express, implied, statutory, or otherwise, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, quality, non-infringement, or uninterrupted or error-free operation. We do not warrant that a connector will always be available, that a third-party service will keep functioning or keep offering access, that data read from a connector will be complete or accurate, or that Félix's use of it will be free of error. Third-party services (Google, Notion, GitHub, Slack, Plaid, Google Maps, Open-Meteo, and the AI engines) are controlled by those third parties, not by us, and their availability, terms, and behaviour can change at any time. This Section does not exclude any warranty or legal guarantee that cannot be excluded under the mandatory law that applies to you, including the legal warranties under Québec's Consumer Protection Act.

17. Limitation of liability

To the fullest extent permitted by law:

OptimizeMyLife and its operator, directors, officers, employees, and suppliers are not liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of profits, revenue, data, goodwill, or business, arising out of or related to your use of any connector or any data read through it — even if advised of the possibility.
Our total aggregate liability for any and all claims arising out of or related to the connectors is limited to the total amount you paid to OptimizeMyLife in the three (3) months before the event giving rise to the claim, or US$100, whichever is greater — subject to what cannot be limited under the applicable law and to the mandatory rights of consumers. [amount and enforceability to be confirmed by legal counsel]
We are not liable for the acts, omissions, availability, security, or accuracy of any third-party service (including Google, Notion, GitHub, Slack, Plaid, Google Maps, Open-Meteo, and the AI engines), or for anything that happens inside your connected accounts, or for the consequences of decisions you make based on what Félix reads or suggests.

Nothing in this Section limits or excludes liability that cannot be limited or excluded under the law that applies to you — including the mandatory protections of Québec's Consumer Protection Act and Law 25, and any liability for fraud, gross negligence, or bodily injury where such limitation is prohibited. Where a limitation is not permitted for you, it simply does not apply to you.

18. Indemnification

To the fullest extent permitted by law, you agree to indemnify and hold harmless OptimizeMyLife and its operator, directors, officers, and employees from any third-party claims, demands, losses, and reasonable costs (including reasonable legal fees) arising out of (a) your connecting an account you were not authorized to connect, (b) your breach of these Consent Terms or of a third-party service's terms in connecting it, or (c) your misuse of data obtained through a connector. This does not apply to the extent a claim results from our own breach, negligence, or wrongdoing, and it does not apply where such indemnification is prohibited by the mandatory consumer law that applies to you (including in Québec).

19. Dispute resolution

19.1 Talk to us first. Most issues are fastest to resolve by writing to support@optimizemylife.ai. Please give us a genuine chance to make it right before starting a formal proceeding.

19.2 Arbitration, where permitted. Where permitted by the law that applies to you, any dispute that cannot be resolved informally will be settled by binding arbitration on an individual basis, seated in Québec, rather than in court, and you and we waive a jury trial and participation in a class or representative proceeding.

19.3 Mandatory consumer carve-out. This arbitration and class-waiver section does not apply where it is prohibited or unenforceable under the mandatory law that protects you. In particular, if you are a consumer in Québec, nothing in these Consent Terms deprives you of your right to bring or join proceedings before the courts of Québec (including as a class member) or to rely on the Office de la protection du consommateur, and the Consumer Protection Act's prohibitions on unfair or waiver clauses prevail over anything to the contrary here. Other jurisdictions with mandatory consumer forums are treated the same way.

20. Governing law and consumer protection

These Consent Terms are governed by the laws of the Province of Québec and the applicable laws of Canada, without regard to conflict-of-laws rules. The parties agree that the courts of the Province of Québec, judicial district of Saint-François, have jurisdiction over any dispute, subject to the mandatory consumer-protection or data-protection rules that apply where you live (including, for consumers, the right to bring proceedings in their own place of residence).

Consistent with our Terms of Service and Québec's Consumer Protection Act: any paid features are billed in the currency shown at checkout (USD unless otherwise stated), as described in the Terms of Service; where you cancel within the window described in our Terms of Service and Refund Policy, you may receive a refund within fourteen (14) days of purchase, pro-rated to the usage actually consumed, except that one-time powers already consumed are non-refundable; automatic-renewal subscriptions renew at the then-current price until you cancel, and you may cancel at any time as described there; and we do not impose a credit-card or payment surcharge on consumers. Nothing here overrides the mandatory rules governing distance and automatic-renewal contracts in your jurisdiction.

21. Changes to this document

As the product grows, and as connectors are added, changed, or withdrawn, we may update these Consent Terms. If we make a material change to how a connector reads your data, or to your rights here, we will update the effective date above and, where appropriate, let you know. Material changes to the scope of an existing connection will, where required, ask for your consent again rather than assume it. Continuing to use a connector after a change means you accept the updated Consent Terms.

22. Assignment and succession

We may transfer or assign these Consent Terms, and our rights and obligations under them, to a successor as part of a merger, acquisition, reorganization, financing, or sale of all or substantially all of our assets. If we do:

the successor will be bound by the same confidentiality and data-protection commitments set out in these Consent Terms, including the "never" list and use limits in Section 8 and the Google Limited Use commitments in Section 10;
your connected-account data — including Google user data, and your bank and financial data via Plaid — is transferred only in accordance with your consent and the applicable provider policies (for Google user data specifically, transfer occurs only with your explicit prior consent, as stated in Section 10.2); and
we will let you know where required, and you keep your rights to disconnect any connector and to withdraw consent (Section 12).

You may not transfer your rights or obligations under these Consent Terms without our consent.

23. Language / Langue

These Consent Terms are published in English, which is the governing version, and a French version is provided. In case of any inconsistency, the English version prevails — except that, for consumers in Québec, in accordance with the Charter of the French Language (Bill 96), the French version is provided and, where a divergence concerns a mandatory consumer right, the interpretation most favourable to the consumer prevails.

Ces conditions relatives aux comptes connectés sont publiées en anglais, qui est la version qui fait foi, et une version française est fournie. En cas de divergence, la version anglaise prévaut — sauf que, pour les consommateurs du Québec, conformément à la Charte de la langue française (Loi 96), la version française est fournie et, lorsqu'une divergence porte sur un droit impératif du consommateur, l'interprétation la plus favorable au consommateur prévaut.

24. Time to bring a claim

To the extent permitted by the law that applies to you, any claim or action arising out of or related to the connectors or these Consent Terms must be commenced within one (1) year after the event giving rise to it — except where a mandatory law (including consumer-protection law) provides for a longer period, in which case that longer period applies. Nothing here shortens a limitation period that cannot be shortened for you.

25. Survival

Any provision of these Consent Terms that by its nature should survive the disconnection of a connector or the closing of your account will survive, including the "never" list and use limits (Section 8), the parties and processing rules (Section 9), the Google Limited Use commitments (Section 10), the Plaid terms (Section 11), retention and deletion (Section 12), your privacy rights (Section 14), the disclaimers (Section 16), the limitation of liability (Section 17), indemnification (Section 18), dispute resolution (Section 19), governing law and forum (Section 20), assignment and succession (Section 22), language (Section 23), and time to bring a claim (Section 24).

26. How to connect, disconnect, or reach us

Connect: from Félix, choose the service and complete its secure authorization screen.
Disconnect / withdraw consent: from your account settings, from the third-party service's own connected-apps settings, or by writing to us.
Privacy requests and Privacy Officer: support@optimizemylife.ai (Privacy Officer: Maxime Jodoin — to be confirmed).
Anything else: support@optimizemylife.ai.

OptimizeMyLife — 9569-7173 Québec inc. 780 chemin du lac Brompton, Orford, Québec, J1X 6L7, Canada support@optimizemylife.ai

Draft — pending review by legal counsel.